Financial Literacy

What is Financial Aptitude:
What you do with the money once you make it, how to keep people from taking it from you, how long you keep it, and how hard that money works for you.

When I want a bigger house, I first buy assets that will generate the cash flow to pay for the house.

Make assets your income.

Give and you shall receive.

Winning means unafraid to lose.

Failure inspires winners; and failure defeats losers.

Without the little greed, the desire to have something better, progress is not made.

Guilt is worse than greed.


~ Extracted from Rich Dad, Poor Dad

When In Doubt, Walk Away

"Too many times I've made a situation worse by forcing certainty where there was none, and by acting impulsively without full knowledge of the consequence. And I've always wished, in hindsight, that I had given up instead of pushing through.

The first reason is that patterns emerge when things are allowed to settle. In rest, your brain and body consolidate. Your synapses light up in unprecedented order, forging new pathways of clarity. The scales fall from your eyes when you're not even looking.

That's why everything seems clearer in the morning and why Eureka moments happen in the bathtub.

The second, perhaps more important, reason is that forcing oneself to walk away from a situation that seemed so life-and-death will always reveal its triviality.

A problem that seems to take you to the edges of mental well-being now will seem like a drop in the ocean of life's experiences later on. It may take a week, or a month , or years, but water finds its own level, and often that level is: So it goes.

Force yourself to let it go, and it will return in a less desperate form. And when it does, you may find that you simply don't care at all."

~ Rachel Chang, The Straits Time

Decisions

Indecisiveness is stressful and debilitating, and can lead to missed opportunities and regrets. It prolongs anxiety and saps our energy.

... to anyone faced with a worrying decision, gather together all of the available data, give the matter some serious thought, make a decision, and then stick with it unless new information comes along.

"In any moment of decision, the best thing you can do is the right thing; the next best thing is the wrong thing; and the worst thing you can do is nothing".

"Nothing is so exhausting as indecision, and nothing is so futile"

"Good decisions come from experience. Experience comes from making bad decisions"

~extracted from The Straits Times, Mind Your Body, Gary Hayden

Happiness: A Guide To Developing Life's Most Important Skill

Suffering can provide an extraordinary lesson capable of making us aware of the superficially of many of our daily concerns, of our own fragility, and above all, of what really counts deep down within us - Dr Matthieu Ricard

Meaningful Quotes

Excellence is doing ordinary things extraordinarily well

For the truly faithful, no miracle is necessary.
For those who doubt, no miracle is sufficient

Never measure the height of a mountain until you have reached the top.
Then you wil see how low it is.

People forget how fast you did a job,
But will remember how well you did it

A pessimist sees the difficulty in every opportunity;
An optimist sees the opportunity in every difficulty

The key to everything is patience.
You get the chicken by hatching the egg, not by smashing it

Be a Victor, Not a Victim

Take your job and life seriously, but yourself lightly.

Never forget that some days you are the bug, and some days you are the windshield.

Unrealistic expectations are a sure road to disappointment. Optimists hope for more, but are not thrown by less.

~ Terry Paulson

I Asked for Strength

I asked for Strength...
And God gave me Difficulties to make me strong.

I asked for Wisdom...
And God gave me Problems to solve.

I asked for Prosperity...
And God gave me Brain and Brawn to work.

I asked for Courage...
And God gave me Danger to overcome.

I asked for Love...
And God gave me troubled people to help.

I asked for Favors...
And God gave me Opportunities.

I got nothing I wanted...
But I received everything I needed.